What is the difference between Worldwide and Worldwide+?

Both policies cover you worldwide for the excess you incur, in respect of any damage to, or loss of, the car that you’re responsible for, up to the policy limit of £10,000. 

If you’re visiting the USA or Canada (and some other countries as well), you’ll find a lot of rental companies won’t include CDW (Collision Damage Waiver), and will ask you if you wish to purchase this from them.  The rental market in these territories is a bit different and many people choose to get their cover from 3rd party suppliers such as credit-card companies.  

Our Worldwide+ policy offers and additional cover of US$50,000 towards CDW, which will cover you up to this amount, should you choose not to take out the Car Rentals company CDW.  
This policy is only available for annual cover, we do not offer Worldwide+ on a single trip basis.

If you travel to different destinations through the year, you can purchase an annual cover Worldwide+ and still use it when you travel to other countries than USA and Canada, but the standard cover up to £10,000 will apply, no additional US$50,000 towards CDW is available for other countries.

If you do not need and additional cover of US$50,000 towards CDW and are travelling to the USA or Canada, you can purchase the Worldwide policy. 

We will not cover trip to:

• Trips in, to or through Afghanistan, Belarus, Congo, Crimea/Ukraine, Cuba, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Russia, Sudan, Syria, Venezuela and Zimbabwe.
• Any claim relating to travel to any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region.

(A list of these countries can be seen on their website www.fco.gov.uk).

Please also refer to the general policy conditions and exclusions applying to all sections.